dlhopisy SK<\/a>. Vybra\u0165 si m\u00f4\u017eete \u0161t\u00e1tny, korpor\u00e1tny aj in\u00fd typ, av\u0161ak najsk\u00f4r je nutn\u00e9 si k nim zisti\u0165 \u010do mo\u017eno najviac inform\u00e1ci\u00ed, aby ste si potvrdili, \u017ee sa jedn\u00e1 o pre v\u00e1s zauj\u00edmav\u00fd sp\u00f4sob investovania.<\/p>\n\n\n\n\u010co s\u00fa dlhopisy?<\/h2>\n\n\n\n
Dlhopisy s\u00fa cenn\u00e9 papiere. T\u00fdm, \u017ee si k\u00fapite dlhopis, poskytujete ako verite\u013e, investor, svoje peniaze firme alebo \u0161t\u00e1tu, ktor\u00fd dan\u00e9 cenn\u00e9 papiere emitoval, teda vydal. Naj\u010dastej\u0161ie sa stret\u00e1vame so strednodob\u00fdmi a dlhodob\u00fdmi oblig\u00e1ciami, pod\u013ea ich druhu a podmienok sa potom men\u00ed v\u00fd\u0161ka \u00farokovej sadzby a \u00farove\u0148 rizika zhodnotenia.<\/p>\n\n\n\n
Typy dlhopisov<\/h2>\n\n\n\n
Okrem najzn\u00e1mej\u0161\u00edch \u0161t\u00e1tnych a korpor\u00e1tnych, n\u00e1jdeme aj komun\u00e1lne alebo napr. bankov\u00e9 dlhopisy. Dlhopisy v\u0161eobecne sa radia nielen k relat\u00edvne bezpe\u010dn\u00fdm invest\u00edci\u00e1m, ktor\u00e9 so sebou nenes\u00fa pr\u00edli\u0161 vysok\u00e9 riziko straty, ale tie\u017e je investovanie do nich jednoduch\u00e9 a zvl\u00e1da ho ka\u017ed\u00fd z\u00e1ujemca.<\/p>\n\n\n\n
Dlhopisy \u010falej del\u00edme na zaisten\u00e9 a podriaden\u00e9. Odpor\u00fa\u010dan\u00e1 je invest\u00edcia do zaisten\u00fdch dlhopisov, ktor\u00e9 s\u00fa naj\u010dastej\u0161ie zaisten\u00e9 pr\u00e1vom z\u00e1lo\u017en\u00fdm na majetok dl\u017en\u00edka. Podriaden\u00e9 dlhopisy maj\u00fa menovit\u00fa hodnotu v istej v\u00fd\u0161ke, \u00farokov\u00fd v\u00fdnos je fixn\u00fd alebo variabiln\u00fd.<\/p>\n\n\n\n
Pri dlhopisoch so z\u00e1lo\u017en\u00fdm pr\u00e1vom ide o v\u00fdhodn\u00fa a ist\u00fa invest\u00edciu, kedy m\u00e1 verite\u013e pr\u00e1vo uspokoji\u0165 svoje poh\u013ead\u00e1vky vo\u010di emitentovi v pr\u00edpade, \u017ee tento subjekt strat\u00ed platobn\u00fa schopnos\u0165. Zaist\u00ed si tak vklad napr\u00edklad do majetku.<\/p>\n\n\n\n
Pr\u00edli\u0161 vysok\u00e9 z\u00faro\u010denie neprin\u00e1\u0161aj\u00fa \u0161t\u00e1tne dlhopisy, ale prin\u00e1\u0161j\u00fa naopak istotu a d\u00f4veryhodnos\u0165. \u0160t\u00e1t vyd\u00e1va tieto dlhopisy, a pod\u013ea splatnosti si m\u00f4\u017eeme vybra\u0165 kr\u00e1tkodob\u00e9, strednodob\u00e9 alebo dlhodob\u00e9 dlhopisy. \u0160t\u00e1tne dlhopisy m\u00f4\u017eete k\u00fapi\u0165 online aj osobne.<\/p>\n\n\n\n
Pri firemn\u00fdch dlhopisoch je ro\u010dn\u00e1 \u00farokov\u00e1 sadzba okolo 5 \u2013 10 %. Rizikov\u00e9 dlhopisy firiem sa daj\u00fa rozpozna\u0165 v\u010faka ratingu a reportom. Je d\u00f4le\u017eit\u00e9 zisti\u0165 si vopred \u010do najviac inform\u00e1ci\u00ed o emitentovi. V\u00fdstupy spolo\u010dnost\u00ed, finan\u010dn\u00e9 v\u00fdsledky, maj\u00fa ve\u013ek\u00fa vypovedaciu hodnotu.<\/p>\n\n\n\n
\n\n\n\nTIP : Ako bezpe\u010dne plati\u0165 cez internet<\/a><\/p>\n\n\n\n
\n\n\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"
Tie\u017e patr\u00edte k nov\u00fdm z\u00e1ujemcom o investovanie svojich nasporen\u00fdch pe\u0148az\u00ed tak, aby ste vybrali \u010do mo\u017eno najistej\u0161\u00ed sp\u00f4sob zhodnotenia financi\u00ed? Boj\u00edte sa akci\u00ed, ktor\u00e9 m\u00f4\u017eu ve\u013emi r\u00fdchlo meni\u0165 svoju hodnotu, a to aj o 10 % ro\u010dne a viac? Potom by v\u00e1s ur\u010dite mohli zauj\u00edma\u0165 dlhopisy SK. Vybra\u0165 si m\u00f4\u017eete \u0161t\u00e1tny, korpor\u00e1tny aj in\u00fd typ, […]<\/p>\n","protected":false},"author":2,"featured_media":946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-945","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financie"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=945"}],"version-history":[{"count":0,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/media\/946"}],"wp:attachment":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}