{"id":587,"date":"2022-04-22T11:00:01","date_gmt":"2022-04-22T09:00:01","guid":{"rendered":"https:\/\/vecernespravy.sk\/?p=587"},"modified":"2022-04-22T11:00:01","modified_gmt":"2022-04-22T09:00:01","slug":"zeny-buraju-investicne-stereotypy","status":"publish","type":"post","link":"https:\/\/vecernespravy.sk\/?p=587","title":{"rendered":"\u017deny b\u00faraj\u00fa investi\u010dn\u00e9 stereotypy"},"content":{"rendered":"\n

E\u0161te p\u00e1r rokov sp\u00e4\u0165 toto tvrdenie vo svete invest\u00edci\u00ed neplatilo. V posledn\u00fdch rokoch sa bl\u00fdska na lep\u0161ie \u010dasy a \u017eeny za\u010d\u00ednaj\u00fa st\u00e1le viac prenika\u0165 do investovania. Investovanie prest\u00e1va by\u0165 v\u00fdhradne p\u00e1nskym klubom. \u017deny, ktor\u00e9 u\u017e jeho k\u00fazlo objavili, v \u0148om prejavuj\u00fa skvel\u00fd in\u0161tinkt, ktor\u00fd by im hociktor\u00fd investor mohol z\u00e1vidie\u0165.<\/p>\n\n\n\n

Pod\u013ea v\u00fdskumu investi\u010dnej spolo\u010dnosti Fidelit len \u200b\u200b33 % \u017eien o sebe hovor\u00ed ako o investork\u00e1ch. Av\u0161ak, ke\u010f u\u017e sa do sveta invest\u00edci\u00ed ponor\u00ed, tak dosahuj\u00fa lep\u0161ie v\u00fdsledky ako mu\u017ei, a to tak, \u017ee ich invest\u00edcie v priemere zar\u00e1baj\u00fa o 0,4 % za rok viac.<\/p>\n\n\n\n

Ako my \u017eeny o invest\u00edci\u00e1ch prem\u00fd\u0161\u013eame?
Iste nie je prekvapen\u00edm, \u017ee \u017eeny a mu\u017ei o investovan\u00ed prem\u00fd\u0161\u013eaj\u00fa inak. Zatia\u013e \u010do mu\u017ei d\u00e1vaj\u00fa prednos\u0165 podrobn\u00e9mu sk\u00famaniu technick\u00fdch anal\u00fdz, dlh\u00fdm diskusi\u00e1m a pravideln\u00e9mu sk\u00famaniu grafov, v \u017eenskom svete vl\u00e1dne predov\u0161etk\u00fdm st\u00e1vka na istotu a v\u00fdber bezpe\u010dn\u00fdch invest\u00edci\u00ed. Skr\u00e1tka rovnako ako v be\u017enom \u017eivote, tak aj v oblasti financi\u00ed a invest\u00edci\u00ed menej riskujeme.<\/p>\n\n\n\n

Ako ukazuj\u00fa v\u00fdsledky z v\u00fdskumu spolo\u010dnosti Fidelit, tak sa tento pr\u00edstup vypl\u00e1ca. V\u010faka tomu, \u017ee si dok\u00e1\u017eeme udr\u017ea\u0165 chladn\u00fa hlavu, tak na rozdiel od mu\u017eov nem\u00e1me tak\u00e9 ve\u013ek\u00e9 tendencie podlieha\u0165 trhov\u00fdm v\u00fdkyvom. Na vrub n\u00e1m ide aj fakt, \u017ee v\u00e4\u010d\u0161ina z n\u00e1s zast\u00e1va \u00falohu rodinn\u00e9ho finan\u010dn\u00e9ho riadite\u013ea. Sta\u010d\u00ed u\u017e len tieto znalosti pretavi\u0165 v prvej invest\u00edcii.<\/p>\n\n\n\n

Pomyseln\u00e9 hranice
Zo spom\u00ednan\u00e9ho v\u00fdskumu je zrejm\u00e9 aj to, \u017ee 64 % z op\u00fdtan\u00fdch \u017eien by chcelo by\u0165 viac akt\u00edvny v rozhodovan\u00ed o svojich financi\u00e1ch. Z\u00e1rove\u0148 ale 34% \u017eien sa raz do mesiaca kv\u00f4li peniazom zle zasp\u00e1va, a to naprie\u010d vekov\u00fdmi gener\u00e1ciami.<\/p>\n\n\n\n

Investovanie je jedna z mo\u017en\u00fdch ciest, ako tieto no\u010dn\u00e9 \u201edesy\u201c zahna\u0165. Av\u0161ak ruku na srdce, v tomto oh\u013eade si nevedomky staviame vlastn\u00e9 bari\u00e9ry.<\/p>\n\n\n\n

Tou prvou a najv\u00e4\u010d\u0161ou bari\u00e9rou je strach, a to konkr\u00e9tne zo zlo\u017eitosti a pr\u00edpadnej straty pe\u0148az\u00ed. Investovanie je ako jazda na bicykli. Akon\u00e1hle pochop\u00edte z\u00e1kladn\u00fd princ\u00edp, ide to samo.<\/p>\n\n\n\n

Najz\u00e1sadnej\u0161ou bari\u00e9rou je n\u00edzke sebavedomie. To je v ostatn\u00fdch oblastiach sk\u00f4r na \u0161kodu, ale vo svete invest\u00edci\u00ed n\u00e1m pr\u00edpadn\u00e9 v\u00e1hanie hr\u00e1 do kariet. Na rozdiel od mu\u017eov, ktor\u00ed s\u00fa schopn\u00ed za rok obmeni\u0165 svoje investi\u010dn\u00e9 portf\u00f3lio, \u017eensk\u00e9mu svetu vl\u00e1dne pokoj a stabilita. Sladkou odmenou je vy\u0161\u0161\u00ed priemern\u00fd ro\u010dn\u00fd v\u00fdnos z invest\u00edci\u00ed.<\/p>\n\n\n\n

V\u0161etci sme si platovo rovn\u00ed\u2026ale a\u017e v marci
\u017de nerovnos\u0165 v platoch medzi mu\u017esk\u00fdm a \u017eensk\u00fdm svetom panuje, nie je treba nejako v\u00fdrazne zd\u00f4raz\u0148ova\u0165. \u017densk\u00e9 platy dosahuj\u00fa \u00farove\u0148 t\u00fdch mu\u017esk\u00fdch a\u017e v priebehu mesiaca marec. \u017densk\u00e9 platy s\u00fa v priemere o 18,9 % ni\u017e\u0161ie ako tie mu\u017esk\u00e9 av tomto parametri patr\u00edme medzi najhor\u0161ie krajiny v Eur\u00f3pskej \u00fanii.<\/p>\n\n\n\n

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Attractive young european businesswoman with folded arms standing on concrete wall background with creative hand drawn clock sketch. Time management, deadline and career concept<\/figcaption><\/figure><\/div>\n\n\n\n

Crowdfunding je st\u00e1vka na istotu
Pr\u00e1ve investovanie je jedna z ciest, ako t\u00fato nedobrovo\u013en\u00fa trojmesa\u010dn\u00fa pr\u00e1cu zadarmo odstr\u00e1ni\u0165. Vstupu do sveta invest\u00edci\u00ed sa netreba ob\u00e1va\u0165. Zvoli\u0165 m\u00f4\u017eete investi\u010dn\u00fd crowdfunding.<\/p>\n\n\n\n

Medzi popredn\u00e9 investi\u010dn\u00e9 crowdfundigov\u00e9 platformy sa rad\u00ed finGOOD.cz, ktor\u00fd v dne\u0161nej turbulentnej dobe pon\u00faka garantovan\u00fd v\u00fdnos medzi 8 \u2013 10 % za rok. V tomto oh\u013eade ostatn\u00e9 investi\u010dn\u00e9 produkty v porovnan\u00ed s crowdfundingom pomerne pokrivk\u00e1vaj\u00fa.<\/p>\n\n\n\n

Okrem garantovan\u00e9ho v\u00fdnosu pon\u00faka finGOOD.cz svojim viac ako 5200 investorom, taktie\u017e istoty v podobe zaistenia jednotliv\u00fdch invest\u00edci\u00ed. Tie toti\u017e pon\u00fakaj\u00fa istotu v podobe z\u00e1stavy hnute\u013en\u00e9ho alebo nehnute\u013en\u00e9ho majetku, ktor\u00fd sl\u00fa\u017ei ako poistka a zvy\u0161uje bezpe\u010die jednotliv\u00fdch investi\u010dn\u00fdch projektov.<\/p>\n","protected":false},"excerpt":{"rendered":"

E\u0161te p\u00e1r rokov sp\u00e4\u0165 toto tvrdenie vo svete invest\u00edci\u00ed neplatilo. V posledn\u00fdch rokoch sa bl\u00fdska na lep\u0161ie \u010dasy a \u017eeny za\u010d\u00ednaj\u00fa st\u00e1le viac prenika\u0165 do investovania. Investovanie prest\u00e1va by\u0165 v\u00fdhradne p\u00e1nskym klubom. \u017deny, ktor\u00e9 u\u017e jeho k\u00fazlo objavili, v \u0148om prejavuj\u00fa skvel\u00fd in\u0161tinkt, ktor\u00fd by im hociktor\u00fd investor mohol z\u00e1vidie\u0165. Pod\u013ea v\u00fdskumu investi\u010dnej spolo\u010dnosti Fidelit […]<\/p>\n","protected":false},"author":2,"featured_media":588,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-587","post","type-post","status-publish","format-standard","has-post-thumbnail","category-spravodajstvo"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=587"}],"version-history":[{"count":0,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/587\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=\/wp\/v2\/media\/588"}],"wp:attachment":[{"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vecernespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}